Open your Bank Account Online in 24 Hrs
Open Bank in 24 Hrs
We are committed to bringing financial services to every corner of Pakistan. Many people still lack access to a basic bank account, and we're here to change that. With our easy and fast process, you can open your bank account in just 24 hours—no matter where you are.
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Open Bank Account Online in 24 Hrs
Open Your Bank Account in 24 Hours with Sarmaya Microfinance Made it Easy
At Sarmaya, we are committed to bringing financial services to every corner of Pakistan. Many people still lack access to a basic bank account, and we’re here to change that. With our easy and fast process, you can open your bank account in just 24 hours—no matter where you are.
Why Choose Sarmaya for Your Bank Account?
Multiple Banking Partners: We work with a variety of trusted banks to offer you the best options for opening an account.
Accessible for Everyone: Whether you’re in a big city or a rural area, we make sure banking is accessible to you.
Simple and Fast: No more long waits or complicated paperwork—our process is designed for ease and speed.
Financial Empowerment: Having a bank account opens the door to savings, loans, and a secure financial future.
How It Works:
Start Online:
Fill out our simple online form to get started.
Select Your Bank: Choose from a range of banks partnered with us, based on your needs and preferences.
Upload Your Documents: Send your required documents online, no need for physical visits.
Account Activated: Your account will be ready to use within just 24 hours.
Breaking Barriers to Banking
We understand that many Pakistanis don’t have access to traditional banking. Our mission is to make financial services available to all by eliminating the barriers of distance, paperwork, and time.
Get Started Today!
Join the millions of Pakistanis gaining access to banking services—start by opening your account in just one day.
[Open Bank Account Now] or email meraaccount@sarmayamf.com
Your Personal Loan,
Your Way!
Avail our personal loans through your preferred platform and enjoy unmatched convenience at your fingertips…
- General
Frequently Asked Questions
What is Sarmaya Microfinance?
Sarmaya Microfinance provides accessible and convenient loan solutions for individuals and businesses in Pakistan.
Who can apply for a loan at Sarmaya Microfinance?
Any Pakistani resident aged 18 or older with a valid CNIC can apply, subject to income and repayment capability.
What types of loans does Sarmaya offer?
We offer Business Loans, Personal Loans, and Specialized Loans tailored to meet your specific needs.
How do I apply for a loan?
- Sign up on our app or website with your CNIC and phone number.
- Select a loan type and complete the application with required details and documents.
What documents are required to apply for a loan?
You need to upload a clear photo of your CNIC, a recent utility bill, and proof of income (e.g., salary slip, bank statement).
How long does the loan approval process take?
Loan applications are reviewed within 24-48 hours after submission.
How will I know if my loan is approved?
You will receive an approval notification via SMS, email, and on your app or website dashboard.
How will I receive the loan amount?
Loan disbursements are made directly to your bank account, Zindagi wallet, Easypaisa, or JazzCash wallet.
What is the repayment process?
- View your repayment schedule on the app.
- Receive reminders for due payments.
- Pay installments through bank transfers, Easypaisa, or JazzCash
What happens if I miss a repayment?
In case of missed payments, you may incur late fees, and it could impact your credit score and future borrowing eligibility.
Can I apply for another loan while repaying my current one?
You can apply for a new loan after clearing your current one or as per eligibility criteria for multiple loans.
How can I contact Sarmaya for support?
You can reach our customer support team via email, phone, or the live chat feature on our app or website.
Is my information secure with Sarmaya?
Yes, we prioritize your privacy and use advanced encryption to ensure your personal and financial data is protected.
Are there any hidden charges?
No, all fees and charges, including the processing fee and interest rate, are transparently disclosed during the application process.
Can I prepay my loan?
Yes, you can prepay your loan at any time. Contact our support team to understand any applicable terms for prepayment.