Unlock Opportunities with Sarmaya Capital Loans
Experience seamless, online-based access to capital that breaks away from traditional barriers. Sarmaya Capital Loan offers flexible terms and quick approval, granting you the freedom to use funds whenever and wherever you need.
- Loan amount up to 10 Lac
- Repayment terms up to 60 months
Empowering Small Businesses with Quick and Easy Loans
At Sarmaya, we understand the unique needs of small business owners and shopkeepers. Our Dukaan Daar Loan offers accessible financing tailored to grow your business without the red tape. From stocking up inventory to expanding your shop, we’re here to support your entrepreneurial journey.
- Loan amount up to 10 Lac
- Flexible repayment terms
Empowering Small Businesses with Quick and Easy Loans
At Sarmaya, we understand the unique needs of small business owners and shopkeepers. Our Dukaan Daar Loan offers accessible financing tailored to grow your business without the red tape. From stocking up inventory to expanding your shop, we’re here to support your entrepreneurial journey.
- Loan amount up to 10 Lac
- Flexible repayment terms
Empowering Small Businesses with Quick and Easy Loans
At Sarmaya, we understand the unique needs of small business owners and shopkeepers. Our Dukaan Daar Loan offers accessible financing tailored to grow your business without the red tape. From stocking up inventory to expanding your shop, we’re here to support your entrepreneurial journey.
- Loan amount up to 10 Lac
- Flexible repayment terms
⚠️ Important Security Notice
Warning: Do not share your personal details with anyone. For your safety and privacy, please avoid disclosing sensitive information like your CNIC, bank account details, or passwords to any unauthorized person. Sarmaya Microfinance will never ask for such information via phone or email. Stay safe online!
⚠️ اہم سیکورٹی نوٹس
انتباہ: اپنی ذاتی تفصیلات کسی کے ساتھ شیئر نہ کریں۔ اپنی حفاظت اور رازداری کے لیے، براہ کرم حساس معلومات جیسے اپنے CNIC، بینک اکاؤنٹ کی تفصیلات، یا پاس ورڈ کسی غیر مجاز شخص کے سامنے ظاہر کرنے سے گریز کریں۔ سرمایا مائیکرو فنانس کبھی بھی فون یا ای میل کے ذریعے ایسی معلومات نہیں مانگے گا۔ آن لائن محفوظ رہیں!
Sarmaya have one of lowest interest rate Fair, simple rate
With 100% transparancy We don’t want to stifle growth or get someone into a tight spot.
One Solution for All Your Loan Needs: Simplify, Secure, Succeed
Discover a solution for all your loan needs. From application to approval, streamline the process to make securing a loan easy and hassle-free.
Business Loans
Personal Loans
Asset-Based Loans
Specialized Loans
Seasonal and Festive Loans
Shariah-Compliant Loans
Sector-Specific Loans
Educational Loan
Medical Loan
Get Insured
Flexible Loans
Special Loan
Working Capital Loan
Working Capital Loan
Working Capital Loan
Working Capital Loan
Working Capital Loan
Working Capital Loan
Working Capital Loan
Working Capital Loan
Working Capital Loan
Working Capital Loan
Working Capital Loan
Why Sarmaya Microfinance?
See our amazing features
Secured Process
Our process is highly secured and protected from suspicious elements.
Built-in digital wallet
In built-in wallet help you manage your finances easily and maintain your account.
Send & receive
Instant offer, quick disbursal & array of customized, flexible personal loan
Virtual
Sarmaya promote virtual hassle free process to accelerate loan and financing by few taps.
Easy Installments
Sarmaya offer easy installment plans for each product and offer longterm plans to ease your experience.
Support
Sarmaya is known for its brilliant support team, we are easily reachable via phone and our online support portal
Online Loan Process Instantly
Apply for Loan in Easy Steps at Sarmaya Microfinance
- Download the App & Apply Now
- Upload Documents
- Money in Account in 24 hours
Signup or Login:
- Register on the app and website with your CNIC, phone number, and basic details.
- Existing users can log in with their credentials
Select Loan Type:
Choose from a variety of loans such as Business Loans, Personal Loans Specialized Loans, etc.
- Fill Out Application:
- Provide details like loan amount, purpose, and repayment duration.
- Upload required documents (e.g., CNIC photo, utility bill, income proof).
- Signup or Login:
- Select Loan Type:
- Fill Out Application:
What Our
Customers Say
We continuously strive to provide a Seamless experience to our customers…
"I applied for a Dukandar Loan to expand my grocery store, and the process was so smooth! The online application saved me a lot of time, and the loan was disbursed in just 3 days. Thanks to Sarmaya Microfinance, my business is thriving, and I’m able to serve my customers better. Highly recommended!"
"I always wanted to own a bike for easier commuting, but it seemed impossible until I found Sarmaya Microfinance. Their E-Bike PINK Loan is designed especially for women, and the process was super easy. The team guided me throughout, and now I can travel independently without any hassle. It’s a game-changer for women like me!"
"I needed financial support to pay for my university tuition fees, and Sarmaya Microfinance came to my rescue. Their education loan had a flexible repayment plan that fit my budget. I’m grateful for the opportunity to continue my studies without stress. Thank you, Sarmaya!"
"I purchased my first bike with the help of Sarmaya’s Bike loan, and I’m extremely satisfied with the service. The interest rates are reasonable, and the team was very professional. It has made my daily commute much more convenient and affordable. I’m truly thankful!
Sarmaya Microfinance Mission
“Sarmaya Microfinance Private Limited is a leading Microfinance Institution in Pakistan, that offers a wide range of innovative financial services by leveraging state-of-the-art technology, enabling customers to access financial services instantly on anytime, anywhere.”