About

At Sarmaya Microfinance, we revolutionize the way people access and manage their finances. Everything we offer is 100% smartphone-based, ensuring a seamless, paperless, and hassle-free experience. By bypassing the hurdles of traditional institutions, we empower customers with quick, easy access to funds—anytime, anywhere.

Our mission is to democratize financial services, breaking down barriers and opening doors to possibilities for everyone, no matter where they are. With Sarmaya, banks are no longer physical, paperwork is a thing of the past, and financial freedom is within reach.

We are building a new frontier in finance—one where convenience meets innovation, and where the future is shaped by possibility.

 Mission Statement

Sarmaya Microfinance Private Limited is a leading Microfinance Institution in Pakistan, committed to offering a wide range of innovative financial services. By leveraging state-of-the-art technology, we enable our customers to access financial solutions instantly, seamlessly, and with ease. Our mission is to empower individuals and businesses with the tools they need to thrive, regardless of their location, bridging the gap between traditional finance and the future of digital financial services.

 Vision Statement

Our vision at Sarmaya Microfinance is to become Pakistan’s most trusted and accessible digital financial services provider, transforming the landscape of microfinance. We aim to empower underserved communities by offering innovative, secure, and customer-centric solutions that foster financial inclusion and economic growth. By continuously evolving and embracing technology, we aspire to break down financial barriers and create a future where everyone has the opportunity to achieve financial independence and success.